UK Money News
28th December 2007
Shoppers advised to know their refund rights
Returning Christmas presents can be inconvenient due to busy sale periods, but shoppers may benefit from knowing their rights at this time, Halifax has warned.
According to data from the lender, the average amount refunded during January is £60, with this month and December being the most popular for taking unwanted or unsuitable goods back.
However, consumers might be able to minimise stress by understanding that credit card users can gain extra protection on items bought using this method of payment.
Section 75 of the Consumer Credit Act dictates that if a retailer will not refund faulty goods, the card company is liable for purchases between £100 and £30,000, explained Ken Stannard, head of credit cards at the bank.
"The busy high street can be a stressful place at this time of year, but with the right knowledge of your shopping rights, you can feel relaxed when returning gifts or sale purchases," he added.
Most shops started their sales on December 26th or 27th, although many people went online on Christmas Day to start checking out bargains.
back to December's Money News
This article and more Latest Money News can be found on MoneyCrocodile.co.uk
Personal Loans from UKPersonalLoans.com
Personal Secured Loans for Homeowners and Personal Tenant Loans for Non-Homeowners. You can apply online for an Any Purpose Loan or Personal Debt Consolidation Loans or use one of our Loan Calculators.
Debt Advice from ReduceDebt.com
Debt problems? Refused a loan? Got CCJ's or Arrears? Get the best advice and help by enquiring online. Our Debt Professionals will help you whatever debt problems you have. Some of the options available to you are Debt Management, Debt Consolidation, Debt Couselling and IVAs,
UK Personal Finance from MoneyCrocodile.co.uk
UK Online Personal Finance site covering: Loans, Mortgages, Credit Cards, Insurance, Debt Advice, Bankings and Savings, Finance Tools and Money Jargon. We also cover Any Purpose Loans, Secured Loans, Personal Loans, Tenant Loans, Car Loans and Debt Consolidation Loans. If you are looking for Personal Finance let Money Crocodile put a smile on your face.
Car Loans from GBCarLoans.com
Don't just accept the dealers finance - get a quote from us before you buy!. UK Car Loans for New Cars or Used Cars: Supermini, Small, Hatchback, Saloon, Estate, MPV, 4x4, Sports, Luxury, Executive, Cabriolet or Classic Car.
Tenant Loans from TenantLoan.com
If you're looking for a low cost tenant loan, then look no further. We aim to find you a highly competitive interest rate and you can borrow anything from £5,000 and £250,000 with up to 25 years to pay.
