UK Money News
31st December 2007
Fair Investment Company: Budgeting makes a difference
With "millions" of people in the UK experiencing trouble with debt following their holiday spending, Fair Investment Company has suggested that common sense is the best way for people to regain financial control.
James Caldwell, director of the online personal finance firm, said people can stretch their money further by spending less, shopping around for competitive deals and setting out a budget.
"Keeping a record of your ingoings and outgoings helps you to see where you can save and by writing out a budget and sticking to it will certainly make a difference to the household spend," he said.
Mr Caldwell also offered some debt advice, suggesting that people may wish to take advantage of introductory credit card offers with a zero per cent balance transfer, although he cautioned people to be wary of expiry dates on any deal.
According to debt charity Credit Action, the main cause of overspending during the winter holiday season is not setting a budget.
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