UK Money News
27th December 2007
Debt consolidation right for new year, says Thomas Charles
Methods of debt consolidation can be particularly effective if implemented over the new year, Thomas Charles suggested this week.
Director James Falla said understanding finance may be an ongoing process for many borrowers, but the beginning of January is often a suitable period for people to obtain debt advice and consolidate their balances.
"The new year is absolutely the right time psychologically to turn over a new leaf," Mr Falla added.
"If people are going to start sorting their finances out, this is absolutely the right time to be doing it."
Mr Falla suggested that as well as understanding finance and knowing how much money is coming in and out on a weekly basis, borrowers should also plan to save.
Recent research from the debt counselling service and YouGov revealed that 15 per cent of Britons consider themselves to be in "serious debt" of £10,000.
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