UK Money News
7th April 2008
Car buyers 'can save by shopping around for loans'
Britons who are planning to purchase a new car this year have been advised to survey all the car loan offers on the market before opting for a provider.
Sainsbury's Finance has found that just under a quarter of the funding for new car purchases is typically in the form of a car loan.
The fact that a loan constitutes so high a proportion of the financing means that "those looking to finance their purchase through a loan need to make sure they shop around to find the best deal for them," according to Steven Baillie, head of Sainsbury's Loans.
Sainsbury's car loans offer borrowers a three month period in which they make no repayments as well as an instant decision.
Other features of the loan include guaranteed delivery of their cheque within 24 hours and use of the bank's car purchase scheme which negotiates discounts on every make and model of a new car on the motorist's behalf - effectively removing the need for buyers to haggle with dealers over the price.
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